In a property finance world where bigger often means riskier, Holden Capital Partners (HCP) has proven that sustainable growth is the smarter play. The boutique non-bank lender has now funded over $500 million in development loans—not by taking shortcuts, but by staying true to its original mission.
For seven years, HCP has quietly built a reputation as a trusted partner for experienced developers looking for more than just a quick cash injection. With more than 70 per cent of its lending going to repeat clients annually, HCP isn’t just a lender—it’s an ally in long-term growth.
“We’re not the lender you come to when you’re out of options—we’re the lender you partner with to roll out multiple projects with, and a first choice for non-bank lending,” founder Dan Holden (pictured top) said.
“We’ve always believed that smart, strategic lending beats aggressive expansion and this milestone proves that our approach works.”
Unlike many of its competitors, HCP has resisted the temptation to scale up rapidly or chase high-risk, high-reward transactions.
Instead, the firm has stuck to its core philosophy—lending to proven developers executing well-thought-out projects. This consistency has set them apart in an industry that often prioritises volume over viability.
With this major milestone, HCP is set to offer expanded funding capacity, selectively taking on larger deals while maintaining its signature attention to detail and risk mitigation.
“We’re growing but on our terms,” Holden said.
“Our borrowers trust us because we don’t overextend and our investors trust us because we never compromise on quality.
“That’s how we got to $500 million and that’s how we’ll keep breaking new ground.”
Holden Capital Partners is proving that in an industry obsessed with scale, a measured, relationship-first approach is what truly drives success.
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